Here are AP Business News' latest coverage plans, top stories and promotable content. All times EST.

Here are AP Business News' latest coverage plans, top stories and promotable content. All times EST.

TOP STORIES:

HEALTH OVERHAUL-FINES Millions of young adults healthy enough to think they don't need insurance face painful choices this year as sign-up deadline approaches for President Barack Obama's health care law. Fines for being uninsured go up sharply in 2016, and that's forcing those in their 20s and 30s to take a hard look at their budgets to see if they can squeeze in coverage to avoid penalties. By Ricardo Alonso-Zaldivar. SENT: 890 words, photos.

JPMORGAN LEHMAN SETTLEMENT

JPMorgan Chase has agreed to pay $1.4 billion to settle claims that it withheld critical funds from Lehman Brothers during the financial crisis which in turn helped push Lehman toward failure and ultimate bankruptcy. By Ken Sweet. UPCOMING: 350 words by 3 p.m.

CHASE-NO CARD ATMS

JPMorgan Chase is rolling out a new class of ATMs where customers will need only their phones to withdraw cash. The new ATMs will also be able to dispense a larger variety of bills, including $1, $5, $20 and $100 bills. By Ken Sweet. UPCOMING: 500 words, photos.

EUROPE-ECONOMY Mario Draghi, president of the European Central Bank, has a tricky six weeks ahead of him. The head of the top monetary authority for the 19-country eurozone helped stem a global stock market slide last week by indicating the ECB could provide more stimulus at the next meeting in March. By David McHugh. SENT: 840 words, photos.

EUROPE-IRAN-BUSINESS As Iran's president kicks off his tour of Europe, here's a look at the main business deals the country is signing in the region. UPCOMING: 750 words, photos.

MARKETS & ECONOMY:

FINANCIAL MARKETS U.S. stocks rise along with the price of oil, and consumer stocks are getting a lift from strong fourth-quarter results from companies like Procter & Gamble and handbag maker Coach. By Marley Jay. SENT: 540 words, photo. UPCOMING: 700 words by 5 p.m.

CONSUMER CONFIDENCE A strong job market and low gasoline prices helped boost U.S. consumer confidence again this month. By Paul Wiseman. SENT: 300 words, photos.

HOME PRICES U.S. home prices increase at a faster clip in November, the gains fueled by solid hiring growth, historically low mortgage rates and a shortage of houses on the market. By Josh Boak. SENT: 440 words, photo.

STATE UNEMPLOYMENT Employers added jobs in 36 states last month, led by big gains in California, Texas and Florida, evidence that hiring remains solid nationwide. Low oil prices caused job losses in energy-rich states. By Christopher S. Rugaber. SENT: 310 words, photos.

CUBA-US The Obama administration is loosening the U.S. trade embargo on Cuba with a new round of regulations allowing American companies to sell to Cuba on credit and export a limited number of products to the Cuban government. By Michael Weissenstein. SENT: 640 words.

EARNINGS:

EARNS-APPLE Apple Inc. reports quarterly financial results after the market closes. UPCOMING: 130 words after release, then expanded.

EARNS-HYUNDAI MOTOR Hyundai Motor Co. reports its lowest annual profit in five years after a failure to fully anticipate strong demand for sports utility vehicles in China led to a sales drop in the world's largest auto market. By Youkyung Lee. SENT: 340 words.

EARNS-DUPONT DuPont Co., pursuing merger with Dow Chemical, tipped to a fourth-quarter loss as volumes declined and the strong dollar weighed on results. By Randall Chase. SENT: 550 words, photo.

EARNS-3M Weaker demand for consumer and industrial goods drives 3M's fourth-quarter profit and revenue lower, but the results still top Wall Street expectations. SENT: 360 words, photo.

EARNS-JOHNSON & JOHNSON Johnson & Johnson, despite a tough year of falling revenue, posted a 27.6 percent increase in fourth-quarter profit, as a big one-time gain offset restructuring and other charges taken by the healthcare bellwether. By Linda A. Johnson. SENT: 720 words, photo.

EARNS-PROCTER & GAMBLE Procter & Gamble reports a boost in second-quarter profit that tops expectations as higher pricing and lower costs offset a decline in sales. SENT: 470 words, photo.

SKOREA-EARNS-LG ELECTRONICS LG Electronics, the world's second-largest TV maker, reports an unexpected loss for the final quarter of 2015 as its smartphone business struggled and costs for raw materials rose. By Youkyung Lee. SENT: 260 words, photos.

NETHERLANDS-EARNS-PHILIPS Dutch electronics giant Philips says it fell to a fourth-quarter net loss of 39 million euros ($42 million) as it paid off pension risks and had higher tax and other expenses. SENT: 120 words.

PERSONAL FINANCE:

OBAMA-RETIREMENT ACCOUNTS President Barack Obama will pitch some new proposals to expand access to retirement savings accounts and revisit some old ones when issuing his budget next month. By Kevin Freking. SENT: 340 words, photo. UPCOMING: Timing uncertain.

INDUSTRY:

LOCKHEED MARTIN-SEPARATION Lockheed Martin is separating its information systems and global solutions unit, combining it with the engineering company Leidos so that it can focus on its remaining aerospace and defense business. SENT: 180 words.

FORD-AIRBAG RECALL Ford is recalling nearly 391,000 Ranger pickups because the driver's air bag inflators can explode with too much force and cause injuries. SENT: 390 words, photo.

AIG-STRATEGIC ACTIONS Insurer AIG is selling its broker-dealer segment, starting an initial public offering for its mortgage-insurance division and slashing expenses after coming under pressure from activist investor Carl Icahn. SENT: 270 words.

HUNTINGTON-FIRSTMERIT-ACQUISITION Huntington Bancshares says it will pay about $3.4 billion to buy rival FirstMerit, creating the largest bank in Ohio. SENT: 190 words.

VILLAGE WATER-CHEMICAL After his factory worker father died a painful death from kidney cancer at age 68 in 2013, Michael Hickey made it his mission to find out why so many people in his hometown along the Hoosic River were getting sick. Hickey's search for answers revealed that the water supply of Hoosick Falls is contaminated with a chemical linked to cancer. By Mary Esch. SENT: 900 words, photos.

FEDERAL PRISON CROWDING The Justice Department should limit the types of cases it brings and more nonviolent criminals should be steered toward probation and away from prison, according to task force recommendations designed to cut the federal inmate count and save more than $5 billion. By Eric Tucker. SENT: 390 words, photos.

BROWN-ENTREPENEURSHIP CENTER Brown University says it will create a center for entrepreneurship with a $25 million gift it has received from a 1977 graduate who founded a private equity firm. SENT: 140 words.

COAL MORATORIUM An Obama administration effort to overhaul coal sales from public lands will be put to its first test this week as companies seek to advance two major mining projects in the Western U.S. By Matthew Brown. SENT: 140 words, photos.

FAA-AIR TRAFFIC CONTROLLERS A government watchdog says there are too few fully qualified controllers at more than a dozen air traffic facilities stretching from Atlanta to Anchorage. By Joan Lowy. SENT: 130 words.

UNIVERSITY-JOB PROMISE A small Catholic university in southern New Hampshire is becoming the latest college to offer a money-back guarantee of sorts to its students. By Holly Ramer. SENT: 520 words, photos.

TECHNOLOGY & MEDIA:

NHL-NEW HOCKEY APPS

NEW YORK Major League Baseball is debuting a new website and apps Monday for ice hockey. By Anick Jesdanun. UPCOMING: 350 words, photos.

BUICK-SUPER BOWL General Motors' Buick brand will use its first Super Bowl ad to plug a sleek new convertible as it continues the fight against an old image of cars that are custom-made for senior citizens. SENT: 300 words.

CENTENE-MISSING HARD DRIVES Health insurer Centene Corp. says it is missing half a dozen hard drives that contain the personal and health information of roughly 950,000 clients. SENT: 130 words.

UNIVERSAL-THE PROFIT The star of the CNBC show "The Profit" is teaming up with Universal Orlando Resort to create a business-oriented educational program for students at the theme park resort. SENT: 110 words.

INTERNATIONAL:

FRANCE-STRIKES Paris police fire tear gas and taxi drivers lit bonfires on a major highway amid nationwide strikes and protests over working conditions and competition from non-traditional services such as Uber. By Jeffrey Schaeffer and Oleg Cetinic. SENT: 480 words, photos.

SPAIN-OIL DISASTER Spain's Supreme Court has given a two-year suspended prison sentence to the captain of the Prestige oil tanker that sank off Spain's northwestern coast 14 years ago, triggering a major environmental catastrophe. SENT: 140 words.

EGYPT-ECONOMY Egypt will allow importers to keep larger amounts of foreign currency in banks, the Central Bank said Tuesday, in a move that will be welcomed by businesses. SENT: 270 words.

ROMANIA-MOLDOVA Romania offered Moldova emergency economic aid and a loan of 60 million euros ($65 million) on Tuesday in hopes of preventing economic collapse and keeping the impoverished ex-Soviet republic on a pro-European course. SENT: 620 words.

FRANCE-NUCLEAR WASTE SITE French authorities say a rock slide has killed one technician and injured another at a vast underground site slated to become a major repository of highly radioactive nuclear waste. SENT: 150 words.

MONEY & MARKETS SUMMARY:

COMPANY SPOTLIGHT Procter & Gamble's second-quarter profit beat forecasts as price hikes and cost-cutting offset a decline in sales volume. UPCOMING: Graphic expected by 6 p.m.

CENTERPIECE The world?s largest seed company is slimming down as it slashes jobs and restructures its business to maintain profits. UPCOMING: Graphic expected by 6 p.m.

HOW TO REACH US:

Business News Supervisor Richard Jacobsen (800-845-8450, ext. 1680). For photos (ext. 1900.) For graphics/interactives (ext. 7636.) Expanded AP content: http://www.apexchange.com. For access to AP Exchange and technical issues: customersupport@ap.org, or 877-836-9477. Questions about transmission of financial market listings, call 800-3AP-STOX.

The full digest for AP's Money & Markets service can be found at markets.ap.org. For questions about M&M content, contact Stan Choe (800-845-8450, ext. 1807). For technical support: Todd Balog (816-654-1096).