WASHINGTON (AP) - Average long-term U.S. mortgage rates crossed the 4 percent mark this week, a slight increase in the wake of the Federal Reserve decision this month to hike a key short-term interest rate.

WASHINGTON (AP) Average long-term U.S. mortgage rates crossed the 4 percent mark this week, a slight increase in the wake of the Federal Reserve decision this month to hike a key short-term interest rate.

Here's a look at rates for fixed- and adjustable-rate mortgages this week and over the past year: