Here are AP Business News' latest coverage plans, top stories and promotable content. All times EDT.

Here are AP Business News' latest coverage plans, top stories and promotable content. All times EDT.

TOP STORIES:

SEC-CROWDFUNDING — A new form of crowdfunding is coming soon that will allow startups to raise money by selling stock to Main Street investors. For investors, it's a chance to make a small profit and possibly get in early on the next Twitter, Instagram or Uber. But it's also entails high risk, given that a majority of startups fail. By Marcy Gordon. Sent: 700 words.

With: SEC-CROWDFUNDING-TIPS — Don't get scammed: Five things you need to know about crowdfunding investing. SENT: 300 words.

VALEANT-PHILIDOR — Valeant Pharmaceuticals, which has come under intense scrutiny for its drug prices, cuts ties with Philidor following accusations that it was a "phantom pharmacy" used solely to artificially boost sales. By Damian J. Troise. SENT: 780 words, photo.

ECONOMICS OF VICE-SHILLER Q&A — Economist and Nobel laureate Robert Shiller talks about how companies lure people into buying things that might harm them in a Q&A about his new book. By Matthew Craft. UPCOMING. SENT: 900 words, photos.

AKON-MUSIC STREAMING — Akon is about to release his first albums in seven years — but you won't find them in stores or on streaming services. Instead, he plans to release four albums through a new app, making him the latest artist to bypass big record labels and traditional music distribution. By Ryan Nakashima. SENT: 880 words, photos.

With: AKON-MUSIC STREAMING-Q&A — Akon speaks exclusively with The Associated Press about his plans to release four new albums through his "Stadium" app. By Ryan Nakashima. SENT: 1,000 words, photos.

FEDERAL RESERVE-WILLIAMS INTERVIEW — A voting member of the Federal Reserve cautions that the Fed has yet to decide when to raise interest rates even though it issued a statement this week that said a rate hike was possible in December. By Martin Crutsinger. SENT: 180 words, photos. UPCOMING: Will be updated.

JAPAN-HALLOWEEN BOOM — For the usually reserved Japanese, Halloween has proved a good excuse to act wild in strange outfits. It is consuming the energy and wallets of people for the entire month of October, not just kids but also adults. By Yuri Kageyama. SENT: 800 words, photos.

MARKETS & ECONOMY:

CHINA-BABY STOCK BOOM — Shares of companies that make diapers, baby strollers and infant formula get a boost from China's decision to scrap its one-child policy. But for the maker of a popular brand of condoms, it was not the brightest of days. By Kelvin Chan. SENT: 520 words, photos.

FINANCIAL MARKETS — Stocks are down slightly in midday trading after the U.S. government says consumer spending and wage growth remain feeble. Still, the market is on track for its strongest month in four years. By Marley Jay. SENT: 840 words, photo. UPCOMING: 700 words by 5 p.m.

CONSUMER SPENDING — Consumer spending cools in September, posting the smallest gain in eight months. Income growth inched up by the smallest amount in four months. By Martin Crutsinger. SENT: 480 words, photo.

EMPLOYMENT COSTS — U.S. workers' paychecks grow at a moderate rate over the summer, showing little sign of accelerating from the sluggish growth that has persisted since the recession ended. By Christopher S. Rugaber. SENT: 380 words, photo.

CONSUMER SENTIMENT — Americans are feeling more confident this month, a good sign for an economy driven by consumer spending, according to a University of Michigan survey. By Paul Wiseman. SENT: 300 words, photo.

TOUGHER BANK RULES — Federal regulators are looking to require the eight biggest U.S. banks to build new cushions against losses that would shift the burden to investors. By Marcy Gordon. UPCOMING: Developing from Fed meeting starting at 2:30 p.m. 130 words by around 3 p.m.; 300 words by 3:45 p.m.

EARNINGS:

EARNS-OIL — Exxon and Chevron report sharply lower profits, battered by a big decline in oil prices. Chevron says it will reduce spending next year and cut jobs to get costs in line with shrunken revenue. By David Koenig. UPCOMING: 600 words by 1 p.m., photos. Incorporates EARNS-CHEVRON and EARNS-EXXON MOBIL which moved separately.

EARNS-CVS — CVS Health shares that hit an all-time high price three months ago tumble after the drug store chain and pharmacy benefits manger surprised Wall Street with a 2016 profit forecast that fell well below expectations. By Tom Murphy. SENT: 640 words, photo.

INDUSTRY:

FOOD AND FARM-GREAT LAKES-AQUACULTURE — If Michigan allows commercial fish farming in the Great Lakes, the industry should begin on a small and experimental scale to enable careful monitoring of the effect on the environment and wild fish populations, scientists tell state officials. By John Flesher. SENT: 500 words, photo.

KEYCORP-FIRST NIAGARA — KeyCorp will stretch its reach deeper into the Northeast with a $4.1 billion deal to buy First Niagara Financial Group and create the 13th largest commercial bank in the United States. SENT: 180 words.

ALASKA PIPELINE-Q&A — The Alaska Legislature is meeting in special session to consider buying out TransCanada Corp.'s position in a major liquefied natural gas project the state is pursuing with other partners. A look at the project and what's at stake. By Becky Bohrer. SENT: 580 words, photos.

FIAT CHRYSLER RECALL — Fiat Chrysler is recalling 894,000 Jeep, Dodge and Fiat SUVs worldwide to fix problems with anti-lock brakes and air bags. SENT: 140 words, photo.

TECHNOLOGY & MEDIA:

HP-BREAKUP — One of the nation's most storied tech companies will split in two this weekend, another casualty of seismic shifts in the way people use technology — and big-company sluggishness in responding. By Brandon Bailey. SENT: 650 words, photos.

INTERNATIONAL:

VENEZUELA-BASEBALL BLUES — Venezuela's raucous, boozy and affordable baseball games have long provided respite from the growing gloom in the economically struggling country. Now, a more than quadrupling of ticket prices is putting a damper on the national pastime, with the season kicking off this month to sometimes half-empty stadiums and featuring players who say their per diems don't go far enough to buy lunch. By Hannah Dreier. SENT: 800 words, photos.

JAPAN-ECONOMY — Japan's central bank keeps its monetary policy unchanged, but hints it could expand its already expansive stimulus in the future to counter slowing exports and other threats to growth. By Elaine Kurtenbach. SENT: 580 words, photo.

EUROPE-ECONOMY — The annual inflation rate in the 19 countries that use the euro crept up to zero in October, a weak reading that could help push the European Central Bank to expand its stimulus program. By David McHugh. SENT: 400 words, photo.

MONEY & MARKETS SUMMARY:

CENTERPIECE — Twitter is all about short and sweet, but its turnaround looks like it will take some time. Graphic expected by 6 p.m.

COMPANY SPOTLIGHT —First Solar shares jumped Friday after the company reported better-than-expected profit and revenue for its fiscal third quarter. UPCOMING: Graphic expected by 6 p.m.

HOW TO REACH US:

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