A financial scan prepares readers for a comfortable retirement.

A financial scan prepares readers for a comfortable retirement.

Your no-plan plan stretches for miles.

You have no plans for suit-and-tie combos, rush-hour commutes or boring meetings. You're ready to retire and leave them behind-but can you afford to avoid those things forever? With How to Make Your Money Last by Jane Bryant Quinn, you've got a working chance.

What will you do when you can finally do what you want?

That's an important question, says Quinn. The routine you followed for 30, 40, or even 50 years probably won't be the same after retirement. You might be happy about not looking at a calendar, but you won't "want to look at a … calendar that's blank."

The key to making the most of retirement is to make the most of your money. You'll particularly want to know how to "prudently parcel your money out." There are also things to consider: tax issues, investment tools and ways to protect your spouse.

On that latter point, says Quinn, "talk, talk, talk." Before you retire, discuss expectations and concerns with your spouse, and bring all money matters to the table.

"It's time for a financial scan" next, she says. Know how to "rightsize," consider housing needs and figure out how you'll budget to trim expenses and still enjoy retirement.

Educate yourself on the ins and outs of Social Security and how waiting to file may make a huge difference. See why Quinn says Social Security won't "go bankrupt." Learn to choose the best pension benefits and why buying a pension may be advantageous. Learn about home equity loans and how to leverage your home's value. And remember: "There's no clean way of knowing whom to trust."

From the first pages filled with ideas for filling your time, to the choosing of an attorney, Quinn covers almost every kind of money matter a retiring boomer might need to know. I appreciated that Quinn starts most points with need-to-know information.

All that and an informal tone make this book a pleasant, helpful read for current retirees, those about to retire and younger readers who may want to retire someday. And since that's you, no doubt, How to Make Your Money Last is a book you should plan to read.