NICOSIA, Cyprus (AP) - International creditors are back in Cyprus to gauge whether the country is living up to the terms of its financial rescue program.

NICOSIA, Cyprus (AP) International creditors are back in Cyprus to gauge whether the country is living up to the terms of its financial rescue program.

The start of Cyprus' third bailout review Wednesday comes after earlier assessments concluded that the country was on track, but warned that there was no room to slacken efforts.

EU and International Monetary Fund officials will focus on Cyprus' banking sector hit hardest from the 10 billion euro ($13.6 billion) rescue agreed in March.

The deal saw authorities seize large portions of uninsured savings in the two largest banks and impose capital controls while the second-largest lender was shut down.

With record unemployment, banks are struggling to cope with bad loans. Some 46 percent of all loans, or 19 billion euros ($26 billion), are considered bad.