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McClatchy-Tribune News Service

Business Budget for Monday, September 30, 2013

Updated at 8 a.m. EDT (1200 UTC)

This budget is now available on MCT Direct at http://www.mctdirect.com, with direct links to stories and art. See details at the end of the budget.

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^TOP STORIES

^Facebook, Google go head-to-head in mobile, video ad wars

CPT-ADWARS:MK _ Facebook Inc. and Google Inc. are poised to dominate a growing online advertising arena that's increasingly being defined by the rise of mobile computing and video.

Facebook and Google have sizable and established user bases seen as critical as ad dollars shift to mobile away from desktop PCs. The two Internet giants are also zeroing in more on video ads, which are expected to lead to robust growth, although some analysts are skeptical that video will have much of a financial impact over the next year or two.

700 by Benjamin Pimentel in San Francisco. MOVED

PHOTOS, ARCHIVE PHOTO

^PERSONAL FINANCE STORIES

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STAND-ALONE VIDEO: Know what's in your target date fund

Preview: http://www.newslook.com/videos/611647-know-what-s-in-your-target-date-fund

Get embed code: http://goo.gl/ULdqK1

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^Law school graduate learns how to pay off a heavy debt

^PFP-DEBTPLAN:LA_

At 13, when most boys are fretting about the perils of girls and middle school, Post was attending California State University-Los Angeles, working on degrees in computer science and applied mathematics. At 18, Post was entering the University of Southern California's Gould School of Law. At 22, Post became a member of the State Bar of California.

Along the way, the U.S. economy took to the slow track. Like many in his generation facing the worst job market in decades, Post opted to stay in school.

The Altadena, Calif., resident is now 24 and has landed well-paying work as a programmer for a website operator. But he also faces $215,000 in student loans, with a minimum monthly payment of $2,756.

1250 (with trims) by Ronald D. White. MOVED

PHOTO

^Retirement hurts big earners too, study finds

PFP-RETIREMENT-CUTS:LA _ The more money you make before retirement, the more you may have to cut back when you do retire, a new study has found.

Because of Social Security benefits, some low-wage earners receive more income when they retire than they did when they were working. By contrast, many high-wage earners see their incomes reduced significantly in retirement, according to a report by the Employee Benefit Research Institute.

250 by Stuart Pfeifer. MOVED

^MORE BUSINESS NEWS

^Today's market report

^MARKETS:MK_

600 by MarketWatch staff.

Moving later

^COLUMNS

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These features regularly move on Monday:

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PFP-YIP-COLUMN:DA _ Examining current personal-finance issues.

1000 by Pamela Yip.

Moving later

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PFP-TOMPOR-COLUMN:DE _ Insights on timely personal finance topics.

700 by Susan Tompor. MOVED

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PFP-ONTHEMONEY:MCT _ A handful of personal-finance resources on a new topic each week.

200 by Chuck Myers. MOVED

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^PFP-HOMEECONOMIST:MI_

900 by Brett Graff. (Moves once a month.)

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These features move Friday for Sunday release:

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PFP-MARKSJARVIS-COLUMN-ADV:TB _ Moved Friday _ Personal finance strategies in response to the news of the day.

800 by Gail MarksJarvis. MOVED

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PFP-SPENDINGSMART-ADV:TB _ Did not move_ Methods for managing spending and budgets.

1000 by Gregory Karp. MOVED

^KIDS AND MONEY

^Kids and Money: College opens doors _ to identity thieves

^PFP-KIDSANDMONEY:KC_

So, here's my question: Has your student given any thought to making sure his wallet is secure, his bank account statement is out of sight, and the ATM deposit slips and debit card aren't in plain view on top of a stack of textbooks?

Unfortunately, the statistics provide some answers. According to the Federal Trade Commission, young adults 18 to 29 make up the largest proportion of identity theft victims. Scammers steal the personal information mostly to take out loans that will never be repaid.

600 by Steve Rosen. (For subscribers only.) MOVED

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(EDITORS: The Steve Rosen column is syndicated through Tribune Content Agency. The column is not a part of your MCT News Service subscription. To use this column, you must purchase the rights to it from Tribune Content Agency. Please call Rick DeChantal at either 800-245-6536, ext. 4544 or at 312-222-4544.)

^PHOTO GALLERIES NOW OFFERED

MCT is now offering photo galleries for use on your websites and apps available at http://www.mctdirect.com/gallery/. In our stuffed photo gallery files you will find hand-picked groups of 10-20 hi-res jpgs, complete with slideshow-ready captions. For a limited time, these galleries are being offered as part of your MCT Photo subscription or are available for download a la carte. If you have content questions or suggestions, please contact the MCT Photo Desk at 202-383-6099 or mctphotohelp@mctinfoservices.com.

^NOW FROM MCT _ VIDEO

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Through a partnership between MCT and NewsLook, we are offering videos to go with select stories. Budget lines with videos include links to a video preview and an embed code to use on your website. Use of this video is free to MCT clients. If you have questions or comments about this partnership, feel free to contact us at mct-video@mctinfoservices.com.

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MCT News Service is available on our website, MCT Direct (http://www.mctdirect.com). Subscribers can access 30 days' worth of budgets with clickable links to stories and art; stories searchable by subject and category with links to images; and an easy-to-search archive of more than 1 million items _ stories, photos, graphics, illustrations, paginated pages and caricatures.

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MCT Business Desk: Sarah Murray, 202-383-0001, smurray@mctinfo.com

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2013 McClatchy-Tribune Information Services